Floods are one of the most common and misunderstood risks homeowners face. In this episode, we cover the different types of floods, what flood insurance does (and doesn’t) cover and why it’s typically excluded from most homeowners’ policies. 

We’ll break down National Flood Insurance Program (NFIP) vs. private market coverage, excess flood insurance and unique considerations for condos and secondary homes. Plus, we’ll highlight current trends, debunk myths and tackle the biggest misconceptions about flood insurance. 

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