In this episode, we explore why having private health insurance can still be a smart move — even if you're covered by Medicare in Australia. While Medicare provides access to public hospitals and basic healthcare, it doesn't cover everything. We break down the benefits of private health cover, including shorter wait times, choice of doctors, dental and optical extras, and access to private hospitals. We also explain the Medicare Levy Surcharge, Lifetime Health Cover loading, and how insurance can save you money long term. Whether you're a student, family, or working professional, this episode helps you make an informed health decision.

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