Surviving and Thriving: What Top Mortgage Originators Need From Their Companies

05/11/2025 39 min Temporada 1 Episodio 55
Surviving and Thriving: What Top Mortgage Originators Need From Their Companies

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Episode Synopsis

Welcome back to Lending Leadership: The Mortgage Pros—your trusted resource for navigating the ever-changing world of mortgage lending and leadership.In this episode, we dive deep into the question every loan originator eventually asks: How do you know you’re at the right company? With the fourth quarter in full swing and originator movement at its peak, we break down the inner workings of career moves in the mortgage industry, focusing on the real factors that drive loan officers to make a change—or stay where they are.We’re joined by co-hosts Robert Fillyaw, Dave Holland, and Tom Mills, who bring decades of experience and a strong commitment to leadership, retention, and authenticity in mortgage lending. Each of us draws on our own career journeys, so there’s no outside guest, but there’s plenty of hard-won wisdom and candid discussion to go around.This week, we dig into national originator statistics, personal stories of operational challenges and leadership turnover, and candid advice for evaluating your next move. We talk about the importance of self-reflection, the difference between shiny tech versus foundational support, and what truly drives career satisfaction and growth in the mortgage industry.Key takeaways:Self-Assessment Before Blaming the Company: We emphasize the importance of looking inward before blaming your employer for low production or career dissatisfaction. Many originators end up at excellent companies, but if they’re not growing or thriving, the real issue may sometimes be personal habits or approach rather than the company itself.Retention and Relationships Matter Most: A recurring theme in the conversation is the power of leadership and personal connection. Originators who report strong, authentic relationships with their management and operational teams tend to stay longer and perform better, highlighting that good leadership—not just products or tech—is the backbone of a great mortgage shop.Tune Out Shiny Object Syndrome: Switching companies for “better tech” or “lower rates” often leads to disappointment, especially when promises aren’t fulfilled. We urge loan officers to focus on long-term benefits like growth, balance, and service—and to avoid contract traps or distractions unless a move is truly needed.Ask Better Questions When Shopping Companies: When considering a change—or just evaluating your current company—don’t settle for surface-level product or pricing questions. We recommend picking up the phone and talking directly to current originators about their experiences with support, leadership, business planning, and fulfillment of promises before making any decisions.Growth, Balance, and Service Are Your True North: If you’re able to grow, give great service, and maintain balance in your life, don’t let money or tech lure you into a move. Originators who have all three won’t find anything that beats their current setup, and those are the companies that foster real careers, not just jobs.Additional highlights include front-line advice for managers looking to retain top talent (“recruit your own people first”), cautionary tales about signing bonuses and contract lock-ins, and actionable questions every loan officer should ask when evaluating a potential new company.This episode is packed with practical wisdom and honest conversation. Whether you’re contemplating a move or looking to build a career with lasting impact, we hope you walk away inspired to invest in your own growth—and ask the right questions every step of the way.Thanks for tuning in! Hit subscribe, give us a like, and join us for the next episode of Lending Leadership: The Mortgage Pros, where we keep it real and keep you moving forward in your mortgage career.Robert, Tom, & Dave

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