Kayla and Andrew kick off fall with a candid conversation about shifting market conditions, AI tools that help (and sometimes hurt), and what sellers really need to consider when entertaining offers.  Kayla shares insight on how fewer lenders in the business is leading to more refinance opportunities and why now might be the right time to lock in a better rate.  Andrew walks through 7 key considerations for sellers navigating today’s market: from agent reputation and buyer motivation to market feedback and emotional decision-making. *The duo discusses why the Fed’s rate cuts don’t necessarily mean lower mortgage rates—and what does.  They also challenge the overuse of the term "mastermind" and talk about the value of picking real partners in your real estate journey.  Whether you’re buying, selling, refinancing, or just trying to understand this ever-changing market, this episode is packed with practical, real-world insight from two active professionals in the trenches. 

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