Americans’ credit scores have fallen for the first time in a decade. According to a March 2024 report by FICO, “the effects of high interest rates and persistent inflation may be starting to weigh on consumers, especially those already struggling to manage their finances.”

The FICO report found that the national average credit score dipped to 717 in October 2023. Today we're going to talk about what this information means for the consumer, the economy, and how building your financial education can help you if you're struggling with your credit.

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