Ryan and Andrew will be discussing pensions. When you are about to retire and have a pension, you must make a big decision. Are you going to take the income stream? Will you elect a survivorship benefit for a loved one? Do you have a lump sum option? These are tough questions that require planning to make a confident decision. Rising interest rates can have a negative effect on your lump sum option. Inflation can also hurt the purchasing power of your pension if it is a flat payment. Listen in to learn how to make the best decision for your future. 

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