In this episode, I discuss an often overlooked pension plan, that of our physical health deposits and savings.

Recently I read an article in the Sunday Times newspaper, covering financial decisions made by one of the columnist's, currently writing for the paper in question.

Nowhere in the full page interview, did either party or contributing financial specialists mention the physical health and fitness levels of the columnist, a single mother, in her early fifties working and living in London.

With upwards of seven thousand pounds per month outgoings, ranging from a mortgage on a house to very expensive child care, she openly discussed her financial plans to start a pension and what projections were in place for retirement.

My thoughts are, whilst it's important to make a money saving plan and subsequently carry it out, it's equally if not more important to start a physiological savings account for a healthy future.

We should aim to exercise regularly and maintain healthy nutrition, allowing for quality of life and slowing down our aging process. Should we reach our 60s, 70s or onwards, we want to make deposits now, to guarantee enjoyment of our nicely furnished homes and shiny cars etc....

Remember, "there's no point having shiny bathroom taps, if our water's rotten"....

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