In this episode, The Annuity Man discusses:  Investors vs annuity buyers.  Understanding the contractual guarantees and making sure they work for you.  Annuities are life expectancy based - you can't time that.  The things you can't time and why they shouldn't affect your choice of buying an annuity.    Key Takeaways:  Short answer - no, you can't time your annuity purchase. It's a contract, not an investment. You cannot time interest rates with MYGAs. You can often ladder the annuities to account for changing rates.  No advisor knows how to time the annuity payments for interest rates - it all comes down to the contractual guarantees.  What do you want the money to contractually do? When do you want those contractual guarantees to start?    "The urgency is to understand the annuity before you buy it. That is the only urgency." —  Stan The Annuity Man     Connect with The Annuity Man:  Website: TheAnnuityMan.com  Email: [email protected]  Book: Owner's Manuals  YouTube: Stan The Annuity Man  Get a Quote Today! 

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