Former math teacher, Rita-Soledad Fernandez, now personal Finance Educator, shares with us her financial journey. Her Financial Literacy journey started while she was on sick leave from work by reading books and watching YouTube videos which gave her the information to create wealth. Some of Soledad's major achievements were: paying off over $23K in debt from Student Loans, creating a six-month emergency fund and maxing out her husband's 401 K and IRA's for both of them. Soledad's tips to achieve financial wellness as a family: Creating a emergency fund  Being intentional about money coming our way and coming out Investing for retirement She also shares about the financial habits she has taught her children: Budgeting Delaying gratification Taking good care of the things they have Building credit history (for her godson who is 13 years old) She decided to create a support system by creating a community Wealth para Todos to find other people that would talk Dinero to learn together about creating wealth. #DebtFree #FIREJourney #FIRECommunity Soledad's main takeaways from her journey: Start investing as soon as you can Get comfortable with fear and failure Follow Soledad on IG @wealthtodos or visit her website wealthparatodos.com If you enjoyed this episode, please consider subscribing to this podcast so you don't miss a beat!  It would also mean the world to me if you support this podcast by rating it and leaving a review on Apple Podcasts! We hope you join us for our next episodes!  

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