We sat down with Ben Navarro this week to discuss Fannie Mae's "Duty to Serve"initiative which is how Fannie Mae is fulfilling Congress's mandate for Fannie Mae toparticipate in helping three underserved markets.Supporting these three markets should help create the availability of moreaffordable housing without government subsidies. As you listen to the podcast, youcan learn how sustainable affordable housing availability can be affected by manythings, things as simple as standards written for lenders for particular loan types.Ben Navarro manages Fannie Mae's activities related to their single-familymanufactured housing "Duty to Serve" plan.Ben received his undergraduate degree from the University of Virginia and a Masterof Public Policy from Georgetown. He has been in the financial services industry since2006, working for various organizations including Capital One and the FDIC.Ben has been in his current role at Fannie Mae since 2018, working on things likethe launch of the MH Advantage loan product, and the modification of several ofFannie Mae's manufactured home (MH) policies along with the necessary research andoutreach about Fannie Mae’s programs for manufactured homes.Helpful Links:Find out more information about Fannie Mae's "Duty to Serve": https://www.fanniemae.com/about-us/what-we-do/homeownership/duty-serveFind out more information about Fannie Mae's appraisal guidelines for MH Advantage qualified homes here: https://singlefamily.fanniemae.com/originating-underwriting/appraisers/appraising-manufactured-homesFind more information about titling manufactured homes as "real property" here: https://singlefamily.fanniemae.com/originating-underwriting/titling-manufactured-homes-real-property

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