We reset for year-end with a calm plan: review the vision board, sequence big goals into early 2026 if needed, and design a holiday season that protects cash and peace. Practical DIY gift ideas, budget boundaries, and low-stress hosting make generosity doable.• year-end vision board check and goal triage• sequencing certifications and realistic timelines• spending limits that avoid debt• DIY gifts in bulk for real savings• brunch hosting to cut cost and stress• reframing holidays around presence, not presents• tools to reduce pressure and protect energyThanks for listening coffee with a twist.Email me at: [email protected]

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