·      The average American will earn over $1.7 million over his or her lifetime. 
·      You are richer than you think!
·      The average American spends about $3.3 million over his or her life. 
·      Who teaches you to make decisions about money?
·      Proverbs 3:9-10 – Honor the LORD from your wealth; and from all your first products.  Your storehouses will be filled with plenty and new wine will burst open your wine vats.
·      Involve God in all your financial decisions. 
·      You can earn it. 
·       Proverbs 14:23 - All hard work brings a profit, but mere talk leads only to poverty.
·       What did I gain by working today? 
·       Proverbs 28:25 - The greedy stir up conflict, but those who trust in the Lord will prosper.
·       Heavenly Father, guide me about earning decisions.
·       You can spend it. 
More is not better; contentment is.

·      Proverbs 19:23 - The fear of the Lord leads to life; then one rests content, untouched by trouble. 
·      Heavenly Father, guide me before I spend.
·      You can save it. 
·      Money cannot buy happiness, but it can provide margin. 
·       Proverbs 21:20 - The wise store up choice food and
olive oil, but fools gulp theirs down. 
·       To save, spend less than you make. 
·       Heavenly Father, give me the strength to save money.
·       You can borrow money. 
·       Proverbs 22:7 - The rich rule over the poor, and the borrower is slave to the lender. 
·       Heavenly Father, is it wise for me to borrow this money?
·       You can give it. 
·       Proverbs 3:9 - Honor the LORD from your wealth; and from all your first products. 
·      Giving is the #1 way we attack selfishness in our lives. 
·      Giving reminds you that God is first. 
·      Proverbs 3:10 - Your storehouses will be filled with plenty and new wine will burst open your wine vats. 
·      You cannot put God first until you are humble. 
·      Would you rather: a) Have $10,000,000 a year for the rest of your life? Or b)Have peace with God? 
·      Matthew 6:24b – You cannot serve God and money. 
·      Are you honoring God with your money? 
·       Do you choose God over money? 
·       PIX:
William Borden
·       No reserves
·       No retreats
·       No regrets       
LIFE GROUP DISCUSSION QUESTIONS 
Starter Question: There are five things you can do with
money: earn it, spend it, save it, borrow it, and give it.  Which one of these is easiest for you?  Why? 
1.      Read Proverbs 3:9
2.     Who in your life have you seen put God first in their financial decisions?  What was his or her life like?
3.     Read Proverbs 14:39
4.      How would you define hard work?  How would define the benefit of hard work?
5.      Read Proverbs 28:25
6.      Have you ever seen a greedy person stir up conflict? 
What happened?
7.      Read Proverbs 19:23
8.     What does contentment look like to you?
9.      Read Proverbs 3:10
10.      What would you say are the top three ways God could bring abundance into your life?
11.      What would it mean for you to honor God with all your financial decisions?

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